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Auto Insurance - What's the best and cheapest?

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Old Jul 10, 2007 | 08:42 AM
  #11  
Hummergirl4's Avatar
Joined: Apr 2007
Posts: 1,019
From: Upstate New York
Default RE: Auto Insurance - What's the best and cheapest?

Check Liberty Mutual. They are the cheapest I've ever found. I tried Allstate and they were 200 more per vehicle, Geico was almost 400 more a year, GMAC was 350 more a year, and esurance, that internet insurance, wanted for just 6 months what I pay for a whole year.
 
Old Jul 10, 2007 | 01:04 PM
  #12  
Muddydawg75's Avatar
Super Moderator
Joined: Mar 2007
Posts: 11,001
From: Red Lion, PA
Default RE: Auto Insurance - What's the best and cheapest?

ORIGINAL: HummerGuy

My house can't flood because it's raised above the street so in theory maybe a part of the basement could flood in which case there's nothing down there anyway to damage really.
Mine can just because of all you Hummer drivers melting the ice burgs and making the ocean come closer to my house every year....

 
Old Jul 10, 2007 | 05:35 PM
  #13  
Mr_Pat's Avatar
Joined: May 2007
Posts: 117
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Default RE: Auto Insurance - What's the best and cheapest?

USAA for 6 months:

2006 HUMMER H3 (VIN: 5GTDN136268xxxxxx)

$360.30
Bodily Injury
50,000/100,000
Limit per person/per accident
$56.20

Property Damage
100,000
Limit per accident
$45.84

Uninsured Motorists Bodily Injury
50,000/100,000
Limit per person/per accident
$4.19

Medical Payments
Coverage Declined

$0.00

Extended Benefits
Coverage Declined

$0.00

Wage Earner Disability Benefits
Coverage Declined

$0.00

Essential Services Benefits
Coverage Declined

$0.00

Death Benefit
Coverage Declined

$0.00

Comprehensive
500
Deductible per occurrence
$116.91

Collision
500
Deductible per occurrence
$137.16

Rental Reimbursement
Coverage Declined

$0.00

Towing & Labor
Coverage Declined

$0.00
 
Old Jul 11, 2007 | 05:32 PM
  #14  
hummernewby's Avatar
Joined: Apr 2007
Posts: 241
From:
Default RE: Auto Insurance - What's the best and cheapest?

HummerGuy just please make sure to carry high limits of liability... just better covers you from all the idiots out there...
 
Old Jul 11, 2007 | 05:34 PM
  #15  
hummernewby's Avatar
Joined: Apr 2007
Posts: 241
From:
Default RE: Auto Insurance - What's the best and cheapest?

For a couple extra bucks raise your liability to 100/300.
 
Old Jul 11, 2007 | 06:11 PM
  #16  
Muddydawg75's Avatar
Super Moderator
Joined: Mar 2007
Posts: 11,001
From: Red Lion, PA
Default RE: Auto Insurance - What's the best and cheapest?

I carry the 250k.... I forget what the rest are....
 
Old Jul 11, 2007 | 06:13 PM
  #17  
hummernewby's Avatar
Joined: Apr 2007
Posts: 241
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Default RE: Auto Insurance - What's the best and cheapest?

Good, you can never be too careful. Plus people are so sue happy anymore.. They see Hummer and go kaching... $$$$$
 
Old Jul 11, 2007 | 06:16 PM
  #18  
Muddydawg75's Avatar
Super Moderator
Joined: Mar 2007
Posts: 11,001
From: Red Lion, PA
Default RE: Auto Insurance - What's the best and cheapest?

Yeah.... I worked far to hard for this house to have it all taken away by some assclown that sideswipes me and wants a quick buck...
 
Old Jul 14, 2007 | 06:12 AM
  #19  
Lane's Avatar
Joined: Dec 2006
Posts: 78
From:
Default RE: Auto Insurance - What's the best and cheapest?

Jenn is so right about you being underinsured at 50k/100k. Please do yourself the favor of raising itup to 100k/300k. It shouldn't cost very much more at all.

I just recently consolidated both my auto and homeowners insurance and switched to AAA. I had my homeowners with Allstate ever since I bought the house some 20 years ago but their lack of correspondence with me finally made them loose me as a customer. My auto insurance was with Mercury but they were playing the same games with the premiums as mentioned earlier here so I said bye-bye to them too. I haven't had to use AAA's service yet so I'll have to wait and see. I saved $600/year by making this switch. Not too shabby.
 
Old Jul 14, 2007 | 08:22 AM
  #20  
Muddydawg75's Avatar
Super Moderator
Joined: Mar 2007
Posts: 11,001
From: Red Lion, PA
Default RE: Auto Insurance - What's the best and cheapest?

AAA service is good if and only if, you live in a major metropolis, and have a normal car. I was driving a Z28 coming back from a car show when the DIS went out.... I called AAA and they sent out an idiot that told me he could only tow me 5 miles and he ripped the chin spoiler off of the car grinding it up on the flatbed.... Lucky for me I was close enough to Creamridge, NJ and 3 miles up the road was ECS whom supercharged a C5 I built.
 



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