Congrats...[sm=ttiwwp.gif]

 

11.9 - yikes!!! [&:] You really should refinance - belong to a credit union?

 

Soundsnice Charlie..congrats..But that interest rate is a little steep..shall we say a tube of KY and a kiss is in order..[&:]

 

more like...no lube, no reach around. [:'(][][&:]

 

Congrats on the sweet new ride. I can remember a few times in my life where I could not sleep because of the new ride I just got...good feeling.

Now Hummerboy, after all the questions here on this board about price and now you tell us you got this god awful interest rate. Somebody needs to explain compound interest to you Hummerboy. Understanding or not understanding the power of compound intrest can make or break your good deal.

As I calculate it with 14k down, a loan at 11.9%, 5years - will have a payment of $461.63 per month and the total interest during the life of the loan is $6898.05

so the real price of your H3 will be $$41,698.05


--------------------------------------------

Next scenario
14k down, a loan at 7%, 5years - will have a payment of $411.86
the total interest during the life of the loan is $3,911.90

so the real price of your H3 will be $38,711.90


The difference out of your wallet between the two scenes is $2,986.15

Now you know why he wants to give you a free chrome gas cover.


I am not sure if you have already signed on the dotted line but that is your power in the deal. Until you sign , you can walk or sign....you are in control not the car salesman.

Good luck

G-Hummer

 

I Don't See ANY PICTURES!!!!!!!!!!!!!!!

 

Congrats on your new ride. Don't know what state you are in but in some states don't you have a cooling off period in which you can return a vehicle that was purchased. Don't know if it applies where you are but I would balk at paying 11+ %. Especially with that kind of down payment.

 

Congrats HUMMERBOY... I Think!!!
I sure won't accept 11+ % with 14kdown payment... That's just plain INSANE!!!! Check and see what your Bank will do for you Bud.

P.S I Hope your not gona use that "I can't find my USB cable" excuse are ya???

 

[sm=funnypostabove.gif] touche'

 

actually they gave me 8.5% which i still think is high but sure alot better than 11.5%. He said he is getting in touch with chase which offered me 6.9% and once chase approves me he will change it.He told me i could get it lower if i cosign but it wont help my credit as much. So, i just decided screw it might as well build up my credit and pay this thing off within 2 years







at work right now so didnt get to take too many good pictures will post better ones once i get more chrome ^_^